Risk Management - Lead Credit Officer - Vice President
Company: JPMorganChase
Location: Plano
Posted on: April 1, 2026
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Job Description:
Description Bring your expertise to JPMorgan Chase. As part of
Risk Management and Compliance, you are at the center of keeping
JPMorgan Chase strong and resilient. You help the firm grow its
business in a responsible way by anticipating new and emerging
risks, and using your expert judgement to solve real-world
challenges that impact our company, customers and communities. Our
culture in Risk Management and Compliance is all about thinking
outside the box, challenging the status quo and striving to be
best-in-class. As a Lead Credit Officer Vice President within
Business Banking Risk, you will be responsible for the oversight,
management and credit decisioning of new and existing extensions of
credit and credit risk for the Business Banking line of business.
Your responsibilities include analyzing credit opportunities,
structuring transactions, negotiating and reviewing terms,
identifying and escalating risks and presenting findings to senior
leadership, conducting due diligence, and applying credit
authority, You will leverage credit and business banking expertise
to drive sound risk decisions, collaborate across teams, and
contribute to portfolio-level risk discussions. This role calls for
strong analytical judgment, deep credit knowledge, and the ability
to challenge the status quo in a fast-paced, team-oriented
environment. Job Responsibilities: Analyze and decisions credit
requests. Prepares, reviews and challenges quantitative and
qualitative credit analysis while also responsible for Business
Analysis, gathering requirements and writing business and technical
stories for consumption by management. Applies broad knowledge of
key collection strategies (e.g., competitor activities, market
conditions, financial metrics and regulatory environment) to
perform analysis and present findings to senior management for
decision making. Provides input and guidance to the structure and
terms of the relevant credit products extended to issuers/clients.
Manages and analyzes large amounts of data and information
pertaining to credit risk exposures. Identifies, analyzes and
escalates credit risk issues to the respective business areas.
Performs in-depth credit analysis of potential opportunities and
existing credit relationships across the business spectrum. May
collaborate with the model group to prepare model documentation,
provide credible challenge, and obtain usage approvals. Provides
input into deep dives and prepares and delivers presentations for
various senior Risk forums to provide updates on the Credit
portfolio and support risk discussions. Required qualifications,
capabilities, and skills: Minimum of bachelor's degree or
equivalent experience Completion of advanced courses in finance,
accounting, and credit either through a bank sponsored training
program or college course work. Typically, 10 plus years’
experience as a relationship manager, Credit Officer or similar
position requiring business banking/commercial knowledge and credit
judgment. Ability to formulate and articulate objective views based
on professional analysis. Thorough knowledge of credit philosophy
and policies, loan documentation, bankruptcy and related legal
issues. Strong verbal, written, and interpersonal skills, as well
as analytic and problem-solving skills. Works effectively in a team
environment, while assuming individual responsibility. Preferred
qualifications, capabilities, and skills: Graduate degree in
business preferred. Business Banking/Commercial portfolio
management experience
Keywords: JPMorganChase, Fort Worth , Risk Management - Lead Credit Officer - Vice President, Accounting, Auditing , Plano, Texas
