Remote Mortgage Loan Processor
Company: Ignite Human Capital
Location: Fort Worth
Posted on: May 16, 2022
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Job Description:
Company Overview We are excited you are interested in learning
more We pride ourselves on having a great company, filled with
career opportunity This position is fully remote, competitive pay
and great benefits Position Summary You'd work alongside a close
team, that helps each other hand in hand. You would process
residential mortgage loans. Achieve production and quality metrics.
Liaison between loan officer, borrower, underwriter and funding.
Prepare and review loan file to ensure completeness of submission
and supporting documents, as well as compliance with underwriting
and investor guidelines. Monitor overall loan processing cycle time
to ensure the loan closes on time. Communicate and coordinate the
resolution of issues that delay loan closing timeline. Essential
Functions Monitor the overall lending process, and identify,
resolve and communicate issues that could impact timely closure of
loans. Identify potential issues and communicate to consumer and
loan officer. Request supporting documentation from borrower within
required timeframes. Order and review all third party
documentation, including credit checks, title reports, appraisals,
tax returns, verifications of employment/assets, etc. to identify
and address potential issues. Check ratios, and verify accuracy of
AUS findings and program applicability. Review and verify
documentation integrity to ensure it aligns with findings,
completeness and compliance, and submit loan file to underwriting
for approval. Identify qualifying/program issues prior to
submission to Underwriting. Provide options within guidelines and
makes recommendations if borrowers may qualify for suitable
programs. Update and verify accuracy of data input into the system.
Verify compliance with Company standards, federal and agency
regulations, standards, and guidelines, as well as any applicable
state-specific and or local regulations, ordinances, etc. Stay
current with federal and state regulations and industry guidelines.
Obtain and verify clearance of all underwriting conditions and
prepare the file for submission to Closing. Order generation of
loan documents. Use and modify templates to compose professional
correspondence and emails. Provide status updates to Loan Officers,
borrowers, and agents. Qualifications High school diploma or
equivalent required; college courses/technical training related to
Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes two or more years experience
as a Loan Processor processing conventional loans, with at least
one year experience in processing FHA or VA loans. Ability to build
strong relationships with loan officers, production, underwriting,
closing, and other internal and external partners. Detailed
knowledge of overall mortgage lending internal processes and
control, as well as federal, state, and regulatory
requirements/guidelines related to consumer mortgage lending for
conventional and FHA or VA loans. Detailed knowledge of
conventional and FHA or VA loans, including various product/program
guidelines, necessary conditions for approval, and
investor-specific guidelines. Detailed knowledge of valid
documentation related to processing consumer mortgage applications
(e.g., tax returns, financial statements, and records, verification
of income and deposits, etc.). Ability to prioritize multiple tasks
in a deadline-driven environment; strong sense of urgency and
responsiveness. Excellent customer service, interpersonal, verbal,
and written communication skills Intermediate math skills. Strong
verbal and written communication skills. Strong detail orientation
and highly organized. Prior experience using internal data entry
systems, Microsoft Word, Excel, and PDF/Document Retention
programs. Benefits and Perks Competitive compensation and excellent
benefits package; including medical, dental, vision, life
insurance, AD&D, LTD, and 401(k) with employer match. Equal
Opportunity Employer. Please do apply if this role speaks to you,
we would be thrilled to connect with you Powered by JazzHR
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Keywords: Ignite Human Capital, Fort Worth , Remote Mortgage Loan Processor, Other , Fort Worth, Texas
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